Saturday, August 11, 2018

Basic Concept of Economics and Live examples .

 Law of diminishing marginal utility   :-  When a consumer consumes more and more units of a specific commodity , the utility of that commodity goes on diminishing .
For example   :-
<1>  If a person likes to consume a specific type of chocolate, so the first time he will consume the chocolate it has a great utility for him. If he decides to have another chocolate than the second chocolate will have less utility as compared to the first one and so on.

<2>  Suppose a boy wants to buy a pizza . The first pizza he will buy will have the maximum utility because it will give him higher satisfaction. The next pizza he will buy will have less utility then earlier one and so on.
The utility goes on diminishing with the consumption of every pizza and chocolate till if become zero. This is the point of satiety.

Consumer surplus :- The difference between the price you pay for a product to the actual value of the product.

For example   :-  <1> Suppose a customer wants to buy a dress . The seller wants to sell the dress for 3000 but the customer wants to pay 2000 so he bargains . Finally he pays 2500 after negotiation . That 500 is the surplus for the customer.

<2>  Imagine you went to the market to buy a pair of shoes . The actual value the seller wants to sell is 4500/- but finally you paid 4000/- . So 500 is the surplus for you.

  Opportunity cost :- 
The cost of something is what you give up to get it .

For example :-  <1> Suppose you decided to watch a movie with your friends for 3 hours. So keep in mind what else you can do in that 3 hours to earn some money. You can work in some coffee shop for that 3hrs or make a painting which you can sell or give some chargeable services to someone. It is called opportunity cost.

ELASTICITY of DEMAND  :-

Elasticity of demand is mathematically known as the percentage change in quantity of demand of a commodity to a percentage change in any of the independent variables that determine demand of a commodity.
                                               Formula = % change in quantity demand
                                                                 % change in price

For example :- Now lets talk about petroleum industry, suppose price of the petroleum increases by 20% and quantity demand  decreases by 10% then elasticity will be 10/20 .

Determinants of Price Elasticity of demand depends across commodities - luxury to necessity to neutral. Nature of commodity is all about necessity and luxury. Suppose mobile is a necessity for person but iphone and Blackberry is a luxury. What may be luxury for a person may be necessity for another person. 

Alternative uses of the commodity is another determinants of elasticity. It is also called availability of substitute. Imagine price of a consumable item (sugar) rises then itz substitute's (honey) demand will increase.

 CARDINAL and ORDINAL UTILITY :-

 

In today's era mobile market is in boom. We have a entire huge collection of brands to choose. So if some one wants to buy a new phone today he/she will definitely research a bit before buying it , then the person will go through the ratings of the phone as well as ranking of mobile brands, Here we are talking about Cardinal utility and Ordinal Utility. 

For example :-  If we say BRAND A gives 4000 units of utility then BRAND B  would give 6000 unit of utility. We are talking about cardinal utility. It is basically when a consumer talks about rating.
On the other hand ordinal utility is about customer preferences . Suppose BRAND A has more customer liking  then BRAND B then here we are talking about ranking .

Indifference curve  :- An indifference curve is a graph showing two goods which gives a consumes equal satisfaction and utility at a same time.



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